Transparent Fees

SFFCU prides itself on offering its valued members the fee-free checking they deserve. That’s why we keep them to a bare minimum. Take a look at how they stack up compared to the average bank.

ATM/Checkcard Access

Each checking account comes with a free checkcard to be used online, at brick-and-mortar stores and at ATMs nationwide—more than 88,000 of them without fees. There are no monthly or transaction fees for using it, and it’s usable wherever Visa^® Debit Cards are accepted.

Apply Now

Your SFFCU check card is equipped with Verified by Visa - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more click here.

Online/Mobile Services

There's no need to hustle over to a branch to get your basic banking needs taken care of. Here's the array of things you can get done in our online banking platform or the SFFCU mobile app:

• Check balances
• Pay bills
• Open new accounts
• Transfer funds
• Reorder checks
• View statements
• Make loan payments
• Set up text/email alerts**

Learn More

Direct Deposit

It’s easy to get your paycheck funds directly into your account. Access your money faster by bypassing a paper paycheck. Just have the routing number and account number from the bottom of your paper checks handy, and you can submit your direct deposit form to your employer.

Download the Form

Overdraft Protection

A backup plan is always helpful. That’s why we offer a line of credit specifically for overdrafts so you don’t have to worry about being charged a fee when you accidentally overdo your spending. There’s no cost to add it—you just pay a minimal interest rate when (or if) you use it.

Sign Up

Interest Earned

There’s nothing like earning a little extra dough for doing next to nothing! Your SFFCU checking account can also earn dividends—it’s one of the many benefits of being a credit union member.

See Current Rates

**Standard text/data rates may apply.