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on financing your property!

Lot Loans

You've taken the first step to finding the perfect lot to build your dream home.  Now, take that second step and let Sioux Falls FCU help you lay the strongest financial foundation possible.

A lot loan is a loan borrowed to finance the purchase of land lot you plan to build on.  It's different than a construction loan because it does not cover the actual cost of the construction, man power or materials.  There are many ways this loan could potentially transform into a construction loan, once you are ready to build.  Another option may be to extend it into a home mortgage once the construction is complete.


Determine a mortgage payment you are comfortable with, and more!

Our Mortgage Calculators can help you determine what fits your budget, when it pays to refinance, or what converting to bi-weekly payments will save you.