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Lower Down Payment!

Easier qualification process.


Want to purchase a new home, but don't quite have that down payment you thought you needed?  Or maybe life has been a little tough and your credit score isn't quite where you hoped it to be.  There's no reason to miss out on your dream home, as our FHA loans can help you get the job done!

A FHA Mortgage is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA).  FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.  FHA loans allow the borrower to borrow up to 96.5% of the value of the home.  The 3.5% down payment requirement can come from a gift or a grant, which makes FHA loans popular with first-time buyers.

With this type of mortgage loan, you can benefit from:

  • A low down payment minimum of 3.5% on a primary residence
  • Government guaranteed
  • 15- or 30-year fixed mortgages only
  • Purchase or Refinance


Determine a mortgage payment you are comfortable with, and more!

Our Mortgage Calculators can help you determine what fits your budget, when it pays to refinance, or what converting to bi-weekly payments will save you.