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Rates

Home Equity
Mortgage Type
Rate
APR*
Term (Months)
Home Equity 80% LTV
5.50%
5.538%
84
Home Equity 80.01% - 90% LTV
6.50%
6.538%
84
Home Equity 80% CLTV
6.00%
6.038%
120
Home Equity 80.01% - 90% CLTV
6.50%
6.538%
120
Home Equity 80% CLTV
5.25%
5.287%
180***
Home Equity 90% CLTV
6.50%
6.538%
180***
Home Equity Line of Credit 80% CLTV - Variable
5.00%
5.037%
180
Home Equity Line of Credit 90% CLTV - Variable
5.50%
5.538%
180
Home Equity 2nd Lien Purchase Money 90.01% - 95% CLTV
6.50%
6.538%
180***

Unless noted, all rates are fixed rates. Variable rates are subject to change at the end of each calendar quarter.

*APR - Annual Percentage Rate

***15-year (180) term with a 6-year balloon.

Home Equity Loan - APR calculations assumes a $50,000.00 loan amount.  Fees included in the APR - flood certification and application fee.