605.334.2471 800.568.5711
Online Banking

Investments That Pay Off!

Empower Your Equity.

About Home Equity

You've put time and money into making your house a home, and those payments you've made have increased the equity. Now it's time to let your home give something back. Your home's equity can unlock the doors to:

  • Make improvements on the house
  • Take a family vacation
  • Consolidate high-interest debt
  • You name it – your home can help make it yours!

Favorable Rates & Terms

Choose from a fixed rate loan or a variable rate line of credit. You can borrow as much as $150,000 --- up to 90% of your home's value. And you can choose a repayment term that fits your needs – up to 15 years. For our current low credit union equity rates, just click here.

Tax Advantages

When you choose a Home Equity loan, it's much like a mortgage. That means you may be able to deduct the interest you pay from your taxes.*  That's something credit cards just can't offer. So open the door and let the benefits in!

*Consult a tax advisor regarding deductibility of interest.

Ready to Start?


Nicole Patterson
Home Equity Originator
Email: nicolep@siouxfallsfcu.org
Phone: 605-977-8368
Fax:  605-334-3981