605.334.2471 800.568.5711
Online Banking


Start Your Journey

To establishing good credit!

Secured Card

Secured Visa Credit Card

Looking to establish credit?  Do you need to repair or rebuild your credit after a financial setback?  We offer a Better Rate Secured Visa that not only looks and works just like any other credit card but will  that will help establish, strengthen and even rebuild your credit.

The Better Rate Secured Visa offers:

  • Credit Line of $300 - $5,000.  The maximum credit line is determined by secured funds you have on deposit
  • No application fee
  • No activation fee
  • Account information is shared with 4 major credit bureaus to help build your credit history