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VISA® Credit Cards

Only at Sioux Falls Federal Credit Union can you expect to receive this kind of legitimate value, without hidden fees, hard-to-read small print or outrageous interest rates.
Whether you prefer great reward options or a standard credit line with a great rate, we have a card to fit your style. Both our Better Rewards and Better Rate VISA® cards come with these great features:

  • High Credit Lines and Low Rates – Just look at our disclosure for proof.
  • No Fees – There’s no annual fee, no cash advance fee and no balance transfer fee. Plus no penalty interest rates and no screwy billing methods! We don't believe in misleading claims followed by nasty surprises.
  • Interest-Free Grace Period – Pay in full by the due date all purchases listed on your statement, and you get an interest-free loan!
  • 24/7 Online Access -- View your credit card account directly from e*Branch Home Banking. You have anytime access to your account for transaction monitoring and inquiries, viewing current and past statements, and making payments from your SFFCU checking or savings account.
  • Valuable Rewards Points – Earn one point for each dollar on purchases that you can redeem for travel, gift cards from your favorite retailers or cash back. View your point balances and order rewards through the Better Rewards link in e*Branch home banking. To learn more about our Better Rewards program click here.
  • Friendly, Local Service – Of course we have a toll-free, 24-hour cardholder line. But wouldn't you rather be able to visit with your credit union staff, face-to-face sometimes? Of course you would – and you can when you have a Sioux Falls Federal Credit Union Visa card!

Check out our Visa card disclosure and compare it to any competitor you choose.


Your SFFCU debit card is equipped with Verified by Visa - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more click here.