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Online Banking


No Worries!

Enjoy Fee-Free Checking!

About Checking

We think the last thing a person should have to worry about is how to avoid checking account fees. So we just don't charge any! The only thing you'll pay for normal use is the cost of your personal checks (if you're age 55 or better, you can even avoid that). That means:

  • No Minimum Balance Requirements
  • No Per-Check Charges
  • A No-Fee ATM & Check Card
  • No Monthly Service Fees
  • No Limits on Check Writing Priveleges
  • Free Home Banking and Bill Pay Services
  • Free e*Mobile Banking
Banks (Average)
Sioux Falls FCU
Checking - Opening Balance
$100
$0
Checking Balance
$100 to avoid a $5.95/month fee
$0
Overdraft Line of Credit
$3/Transfer Fee
$0/Transfer Fee
Overdraft Fee
$32
$28
Bill Pay
up to $8/month
FREE (with at least one payment/month)
Number of No Fee ATMs (US)
Up to 23,000
Over 88,000 Nationwide

Alert Me When...

Our Account Alerts service sends you text or email messages whenever conditions you select are met, like balances, check clearings, payment due dates and more. Click here for more details.

It's So Convenient

Tired of carrying around that checkbook with you? Need to check balances or perform money transactions when our offices are closed? Not to worry because access to your checking account comes in many forms:

  • ATM/Check Card
  • e*Branch Online Banking
  • Anytime TellerPhone
  • e*Pay Online Bill Pay

And a Dividend Too!

Yes, you'll earn interest on your funds any day your balance exceeds our dividend threshold. Surprised? Well... that's just the way member-owned, not-for-profit credit unions work. There really is a difference.

Ready to get started?