Current Consumer Savings Dividend Rates
You can earn dividends just by banking with Sioux Falls Federal Credit Union. Here’s what you can expect currently:
Share Savings
| Savings | Minimum Balance | Dividend Rate | APY* | Term |
|---|---|---|---|---|
| Regular, Special, & Christmas Club | $50 | 0.10% | 0.10% | n/a |
| Super Share Money Market - Tier 1 | $1,000 up to $2,499.99 | 0.10% | 0.10% | n/a |
| Super Share Money Market - Tier 2 | $2,500 - $9,999.99 | 0.25% | 0.25% | n/a |
| Super Share Money Market - Tier 3 | $10,000 - $24,999.99 | 0.35% | 0.35% | n/a |
| Super Share Money Market - Tier 4 | $25,000 - $49,999.99 | 0.50% | 0.50% | n/a |
| Super Share Money Market - Tier 5 | $50,000 - $99,999.99 | 0.60% | 0.60% | n/a |
| Super Share Money Market - Tier 6 | $100,000 and up | 0.80% | 0.80% | n/a |
Regular & IRA Share Certificates
| Certificate Term | Minimum Deposit | Dividend Rate | APY* | Term |
|---|---|---|---|---|
| 3 Month Share Certificate | $2,500 | 0.65% | 0.65% | 3 |
| 6 Month Share Certificate | $2,500 | 0.85% | 0.85% | 6 |
| 1 Year Share Certificate | $500 | 1.10% | 1.10% | 12 |
| 18 Month Share Certificate | $500 | 1.30% | 1.31% | 18 |
| 2 Year Share Certificate | $500 | 1.40% | 1.41% | 24 |
| 3 Year Share Certificate | $500 | 1.50% | 1.51% | 36 |
| 4 Year Share Certificate | $500 | 1.75% | 1.76% | 48 |
| 5 Year Share Certificate | $500 | 2.00% | 2.02% | 60 |
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
Share Savings Rates Effective: 2/1/2019
