Rates

Does your piggy bank pay dividends? (Didn’t think so.) Get invested in a savings account from Sioux Falls Federal Credit Union (SFFCU), and you’ll be floored by the number of interest-earning options you have at your disposal.

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Current Consumer Savings Dividend Rates

You can earn dividends just by banking with Sioux Falls Federal Credit Union. Here’s what you can expect currently:


Share Savings

Savings Minimum Balance Dividend Rate APY* Term
Regular, Special, & Christmas Club $50 0.10% 0.10% n/a
Super Share Money Market - Tier 1 $1,000 up to $2,499.99 0.10% 0.10% n/a
Super Share Money Market - Tier 2 $2,500 - $9,999.99  0.15% 0.15% n/a
Super Share Money Market - Tier 3 $10,000 - $24,999.99  0.20% 0.20% n/a
Super Share Money Market - Tier 4 $25,000 - $49,999.99  0.40% 0.40% n/a
Super Share Money Market - Tier 5 $50,000 - $99,999.99 0.50% 0.50% n/a
Super Share Money Market - Tier 6 $100,000 and up 0.75% 0.75% n/a

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Regular & IRA Share Certificates

Certificate Term Minimum Deposit Dividend Rate APY* Term
3 Month Share Certificate $2,500 0.65% 0.65% 3
6 Month Share Certificate $2,500 0.85% 0.85% 6
1 Year Share Certificate $500 1.10% 1.10% 12
18 Month Share Certificate $500 1.30% 1.31% 18
2 Year Share Certificate $500 1.40% 1.41% 24
3 Year Share Certificate $500 1.50% 1.51% 36
4 Year Share Certificate $500 1.75% 1.76% 48
5 Year Share Certificate $500 2.00% 2.02% 60

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*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.

Share Savings Rates Effective: 11/1/2018