Does your piggy bank pay dividends? (Didn’t think so.) Get invested in a savings account from Sioux Falls Federal Credit Union (SFFCU), and you’ll be floored by the number of interest-earning options you have at your disposal.Open an Account
You can earn dividends just by banking with Sioux Falls Federal Credit Union. Here’s what you can expect currently:
|Savings||Minimum Balance||Dividend Rate||APY*||Term|
|Regular, Special, & Christmas Club||$50||0.10%||0.10%||n/a|
|Super Share Money Market - Tier 1||$1,000 up to $2,499.99||0.10%||0.10%||n/a|
|Super Share Money Market - Tier 2||$2,500 - $9,999.99||0.10%||0.10%||n/a|
|Super Share Money Market - Tier 3||$10,000 - $24,999.99||0.15%||0.15%||n/a|
|Super Share Money Market - Tier 4||$25,000 - $49,999.99||0.15%||0.15%||n/a|
|Super Share Money Market - Tier 5||$50,000 - $99,999.99||0.20%||0.20%||n/a|
|Super Share Money Market - Tier 6||$100,000 and up||0.30%||0.30%||n/a|
|Certificate Term||Minimum Deposit||Dividend Rate||APY*||Term|
|3 Month Share Certificate||$2,500||0.25%||0.25%||3|
|6 Month Share Certificate||$2,500||0.30%||0.30%||6|
|1 Year Share Certificate||$500||0.45%||0.45%||12|
|18 Month Share Certificate||$500||0.55%||0.55%||18|
|2 Year Share Certificate||$500||0.70%||0.70%||24|
|3 Year Share Certificate||$500||0.80%||0.80%||36|
|4 Year Share Certificate||$500||1.00%||1.00%||48|
|5 Year Share Certificate||$500||1.15%||1.16%||60|
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
Fees could reduce earnings on the account. The account requires a minimum opening deposit based on term and APY and is listed above. Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Fee. Some exceptions may apply.
The Regulation D Penalty is 7 days' simple interest and applies to:
Withdrawals made after the first 7 days of account opening are subject to the Early Withdrawal Fee below:
Share Savings Rates Effective: 4/6/20
Imagine a “free checking” account that is legitimately free of unavoidable fees. That’s the benefit of banking with SFFCU.
Time to unify. It’s a membership that offers you the services and products to masterfully manage your day-to-day budget.
Visa® Credit Cards are issued by Sioux Falls Federal Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.