Rates

Set yourself for a bright and sunny future. Save early—and often. Sioux Falls Federal Credit Union (SFFCU) can help you get your retirement savings in order with Traditional or Roth IRAs. Stop in and open your account today.

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Current Consumer Retirement Dividend Rates

You can earn dividends just by banking with Sioux Falls Federal Credit Union. Here’s what you can expect currently:

Savings Minimum Balance Dividend Rate APY* Term
Individual Retirement Account - Tier 1 $0 - $2,499.99 0.10% 0.10% n/a
Individual Retirement Account - Tier 2 $2,500 - $9,999.99 0.15% 0.15% n/a
Individual Retirement Account - Tier 3 $10,000 - $24,999.99 0.20% 0.20% n/a
Individual Retirement Account - Tier 4 $25,000 - $49,999.99 0.40% 0.40% n/a
Individual Retirement Account - Tier 5 $50,000 - $99,999.99 0.50% 0.50% n/a
Individual Retirement Account - Tier 6 $100,000 and up 0.75% 0.75% n/a

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Regular & IRA Share Certificates

Certificate Term Minimum Deposit Dividend Rate APY* Term
3 Month Share Certificate $2,500 0.65% 0.65% 3
6 Month Share Certificate $2,500 0.85% 0.85% 6
1 Year Share Certificate $500 1.10% 1.10% 12
18 Month Share Certificate $500 1.30% 1.31% 18
2 Year Share Certificate $500 1.40% 1.41% 24
3 Year Share Certificate $500 1.50% 1.51% 36
4 Year Share Certificate $500 1.75% 1.76% 48
5 Year Share Certificate $500 2.00% 2.02% 60

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*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change without notice. Penalties apply for early withdrawal of principal amount. A complete description of these accounts is available upon request, and will be provided at account opening.

Share Certificate Rates Effective: 11/1/2018