Set yourself for a bright and sunny future. Save early—and often. Sioux Falls Federal Credit Union (SFFCU) can help you get your retirement savings in order with Traditional or Roth IRAs. Stop in and open your account today.Find a Branch
You can earn dividends just by banking with Sioux Falls Federal Credit Union. Here’s what you can expect currently:
|Savings||Minimum Balance||Dividend Rate||APY*||Term|
|Individual Retirement Account - Tier 1||$0 - $2,499.99||0.10%||0.10%||n/a|
|Individual Retirement Account - Tier 2||$2,500 - $9,999.99||0.10%||0.10%||n/a|
|Individual Retirement Account - Tier 3||$10,000 - $24,999.99||0.15%||0.15%||n/a|
|Individual Retirement Account - Tier 4||$25,000 - $49,999.99||0.15%||0.15%||n/a|
|Individual Retirement Account - Tier 5||$50,000 - $99,999.99||0.20%||0.20%||n/a|
|Individual Retirement Account - Tier 6||$100,000 and up||0.30%||0.30%||n/a|
|Certificate Term||Minimum Deposit||Dividend Rate||APY*||Term|
|3 Month Share Certificate||$2,500||0.25%||0.25%||3|
|6 Month Share Certificate||$2,500||0.30%||0.30%||6|
|1 Year Share Certificate||$500||0.45%||0.45%||12|
|18 Month Share Certificate||$500||0.55%||0.55%||18|
|2 Year Share Certificate||$500||0.70%||0.70%||24|
|3 Year Share Certificate||$500||0.80%||0.80%||36|
|4 Year Share Certificate||$500||1.00%||1.00%||48|
|5 Year Share Certificate||$500||1.15%||1.16%||60|
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change without notice. A complete description of these accounts is available upon request, and will be provided at account opening.
Fees could reduce earnings on the account. The account requires a minimum opening deposit based on term and APY and is listed above. Early withdrawal(s) may be subject to either the Regulation D Penalty or the Early Withdrawal Fee. Some exceptions may apply.
The Regulation D Penalty is 7 days' simple interest and applies to:
Withdrawals made after the first 7 days of account opening are subject to the Early Withdrawal Fee below:
Share Certificate Rates Effective: 4/6/20
Does your piggy bank pay dividends? (Didn’t think so.) Open a savings account, and choose from several interest-earning options.
Time to unify. It’s a membership that offers you the services and products to masterfully manage your day-to-day budget.
Visa® Credit Cards are issued by Sioux Falls Federal Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.