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Dreaming of a tropical getaway, a mountainous RV trip or limitless time with friends and family? The idea of retiring early probably sounds like a pretty sweet proposition. But how can you tell when you’re financially prepared to take the plunge? And what are some economic signs to be aware of before making a big decision such as this one? We’ve assembled some key factors to keep in mind before retiring “early.”
The year 2020 marks a rather special milestone for the Sioux Falls Federal Credit Union family—it’s officially our 85th anniversary! Looking back at where we’ve been over the years, we’re eager to take what we’ve learned and continue offering our communities the financial services it deserves. So what is it about our 85 years of experience that makes it such a unique and ever-evolving part of the banking landscape in our city?
Heading into home financing can feel like learning an entirely new language. Having the right advisor on the case (a.k.a, your friendly, neighborhood mortgage officers at Sioux Falls Fed) can help clear many of those hurdles. But there are also some basic myths you should avoid believing when it comes to buying a home. Here are three key mortgage myths debunked.
When it comes to securing an interest rate that doesn’t threaten to overturn your monthly budget, applying for a new vehicle loan might give you pause. But one great way to plan ahead and ensure you’ll encounter no surprises when car-buying is to do a little credit tracking. But what is it, and how can you do it successfully?
Economically speaking, 2020 has been a challenging time for many. And as we begin to set our sights on what a post-pandemic world might look like, our finances have more than likely felt the squeeze of these many changes. But there are many ways in which you can tackle these challenges head-on and set yourself up for a softer landing. So what should you do to navigate the financial challenges of COVID-19?
When it comes to reacting to a global crisis, your finances can often be the most immediately impacted aspects of your life. And crunching the numbers on your household budget, you may find that your loan payments may not be as manageable as they were a few month ago. So how should you approach the idea of deferring your loan payments, and what options are available to you?
