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Starting down the path of saving for retirement can be daunting. Many people don’t understand the intricacies of retirement accounts, and that lack of knowledge can be enough to cause them to put off saving for a later date. You don’t need to wait to start putting money away for your future.
As a financial institution, the single best way to determine if people are going to make their loan payments regularly and on time is to take a look at their credit scores. Because of this, when someone has a particularly poor credit history, it can be more difficult for him or her to secure a loan. Read on as we take a deep dive into how your credit score affects your borrowing power.
Unless you’re a financial wizard, the world of credit cards can often be confusing. Here at Sioux Falls Federal Credit Union (SFFCU), we get questions all the time surrounding common credit card terms and what they mean. We understand the challenges our members face, so we’ve provided definitions for a few key credit card terms in an attempt to demystify the process.
A construction loan is an excellent option for an aspiring homeowner who wishes to build his or her dream home from the ground up. While these loans can prove to be incredibly useful for those building and renovating homes, many people might not know much about them.
Buying a home is a big financial decision, and it’s important to know when it’s the right time to buy. When you’re weighing the decision, there are a few things you can look for to better determine if it’s the right move for you.
Americans take out millions of dollars in auto loans each year. Because these loans are so popular, they also tend to be the subject many widespread financial myths. At Sioux Falls FCU, we hear these myths all the time from our members, and we decided that it’s time to set the record straight.
