| Checking Account | |
|---|---|
| Overdraft | $28.00 per item |
| Returned Deposit Item Fee | $5.00 per item |
| Returned Deposited Item on Presenter (self) | $28.00 per item |
| Exception Manual Posting Fee | $5.00 per item |
| Stop Payment Request for 1 Item or a # Sequence | $25.00 per request |
| Overdraft Transfer from Savings | $5.00 per transfer |
| Copies of Clear Drafts (free online) | $3.00 per draft |
| Check Printing | Prices vary depending upon style |
| Yes Checking Accounting | $5.00 per month |
| Super Share Account | |
|---|---|
| Excessive Withdrawal Fee | 3 free per month $5 thereafter |
| Dormant/Abandoned Accounts & Monetary Instruments | |
|---|---|
| Dormancy Fees | $5.00 per month |
| Abandoned Account Fee | $50.00 |
| Abandoned Cashier's Checks & Money Orders | $50.00 |
| Electronic Funds Transfer Fees | |
|---|---|
| Off Network ATM Transactions | $2.00 per transaction |
| Overdraft of Savings | $28.00 per item |
| e*Pay Bill Payment Service | Free with at least one payment per month. $7.50 per month inactivity fee. |
| Loan Fees | |
|---|---|
| Skip Payment Fee (Consumer Loans) | $20.00 per payment |
| Loan Payment by Credit Card (Visa or Mastercard) | $10.00 per payment |
| Home Equity Loans | Document Fee ($50) Pass Thru Fees |
| Consumer Loan Refinance Fee | 1% of loan amount $50 minimum - $150 maximum |
| Credit Cards | |
|---|---|
| Late Fee | Up to $25.00 |
| Card Replacement Fee | $15.00 |
| Refund Check | $25.00 |
| Copies of Sales Drafts | $10.00 each |
| Originals of Sales, Drafts and Other Documents | $10.00 each |
| Expedited Card | Varies, call for information |
| ATM/Check Cards | |
|---|---|
| Replacement Fee if Lost or Damaged | 1 free per year $15.00 thereafter |
| Expedited Card | Varies, call for information |
| Other Services | |
|---|---|
| Health Savings Account | $15.00 account opening fee; thereafter $15.00 |
| Account Research and/or Reconciliation | $25.00 per hour |
| Copy of Statement | $5.00 per statement |
| Domestic Outgoing Wire Transfer | $20.00 |
| Foreign Outgoing Wire Transfer | $40.00 |
| Cashier's Check | $5.00 each when payee is other than the account holder |
| Money Order | $2.00 each |
| Check Cashing | $3.00 per check for anyone over 18 with less than $100.00 in regular shares and no other active service. |
| Account Reopening | $15.00 for any membership closed and reopened more than once in a 12 month period. |
| Gift Card Purchase Fee | $4.00 |
| Re-loadable Card Purchase Fee | $10.00 |
| Re-loadable Card Reload Fee | $2.00 |
| Gift and Re-loadable Card Inactivity Fee After 12 Months | $5.00/month |
| Levy/Garnishment Fee | $50.00 |
| Undeliverable Mail | $5.00 per piece |
| Safe Deposit Boxes | |
|---|---|
| 3 x 5 (Downtown Branch Only) | $15.00 per year |
| 3. x 10 | $35.00 per year |
| 5 x 5 (Meadows Branch Only) | $25.00 per year |
| 10 x 10 (Meadows Branch Only) | $55.00 per year |
| Key Replacement Fee | $150.00 per year |
| Box Drilling Fee | $250.00 per drill |
Effective 1/1/2016
