Bonus Dividends

Dividends are a natural part of a credit union. But BONUS dividends are becoming a trend at Sioux Falls Fed. We are proud to give back to our deserving members. Not a member?

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My Bonus Dividend III

It Pays to Sioux Falls Fed

For the 3rd year in a row, members are receiving $1 MILLION DOLLARS in year-end BONUS DIVIDENDS! All members are eligible to receive a BONUS dividend on 12/31/2019 based on their borrowing and savings in 2019 in addition to their monthly dividends.

Why do we do this? Because we’re not-for-profit. If we do well, our members do well. We believe in putting our ideals into action by returning excess cash and sharing the wealth. It's our way of saying THANK YOU, ONE MILLION TIMES to our member-owners for being loyal.

To find your portion of the bonus dividend, look for the line “My Dividend” on your statement.

That’s the Sioux Falls Fed Difference.


Not a member?'re on the brink of a new year and starting fresh can be a great thing. Managing your money smart – is more important than ever. Credit Unions provide the same or similar products and services as banks, but the truth is credit unions are different. A few things top the list of importance when understanding how a Credit Union can benefit you, personally.

  1. We are Not-For-Profit, therefore, unique savings can be offered to our members.
  2. Once you join, you become a member/owner of your own credit union.
  3. You get to take advantage of numerous perks, such as:
    • Lower Rates
    • Lower Fees
    • Member Only Special Offers
    • Dividends
    • Over 88,000 ATM's Nationwide
    • Easy Online & Mobile Banking
    • And more

Credit Union life can change your financial outlook so watch this video to learn more about what being part of a credit union means for you.

It's easy to join Sioux Falls Federal Credit Union. You simply just need to live, work, worship or attend school in Minnehaha, Lincoln, McCook or Turner Counties. And if you’re a family* member of an existing SFFCU member, you’re in, too! And membership lasts a lifetime—once you join, your membership sticks, whether you move, retire or change jobs.

Apply now or speak to one of our helpful member associates.

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*Immediate family is defined as spouse, child, sibling, parent, grandparent or grandchild.  This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.