Banking with a credit union makes a big difference in your financial life. That’s why Sioux Falls Federal Credit Union (SFFCU) prides itself on being a community-focused, members-first institution.

Become a Member

Our Vision

Helping People Live Better

Our Mission

We will better people's lives by providing relevant financial services, building trusted relationships, serving our community and providing a rewarding atmosphere for our employees.

Our Values

We are committed to:

  • Integrity
  • Respect
  • Accountability
  • Service

Our Promise

Joining a credit union offers a little something more than simply walking into a bank and becoming a customer. Those who join quickly realize that credit unions operate in the best interests of their members—rather than corporate shareholders, and as a non-profit organization, SFFCU is primarily focused on excellent service and products that are truly useful and affordable—not a bottom line.

2018 Local Best

You've again, voted us local best. You've chosen us for:

  • Banking
  • Mortgages & Real Estate Loans
  • Personal Loans

We just want to say thank you! Community is of high value to us and we are humbled and appreciative that you think of us first when it comes to your banking needs.

Notice of Annual Meeting

Our Credit Union’s 85th Annual Meeting will be held on Tuesday, June 16th at 5:00 PM in the lobby of our Downtown Branch at 700 E 14th Street in Sioux Falls, SD. The Annual Meeting is a time for your management and volunteer Directors to report to you, and an opportunity for you to learn about the Credit Union’s financial position.

It is also the time to elect fellow members as Directors of the governing Board. The following Director’s terms expire this year: Shantel Jennings, Bonne Spisak and Beth Swanson. The Board’s Nominating Committee has put forward Shantel Jennings, Bonne Spisak and Beth Swanson; each has agreed to seek reelection for another three-year term of office. Unless petitions are received, these candidates will be automatically elected.

Credit Union bylaws provide a means for other nominations stating “any member age 18 or older may submit a nominating petition with the signatures of at least 1% of the membership”. That would equal 304 signatures. In the event of a petition filing, there would be an election, with the results announced at the Annual Meeting.

Nominating petitions are available, and must be filed by 5:00 PM on Friday, May 8, 2020 at the Administration Building. Anyone seeking further election information or a petition form should contact Fran Sommerfeld, at 605-334-2471 for assistance.