Recreation Loans

Over the river or through the woods, recreational toys are not for the faint of heart. It speaks to the adventurer in you. Hit your terrain of choice on your own terms. Your first step is here.

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The sioux Falls Fed Difference

Not all who wander, are lost. Now, more than ever, it's time to get outdoors and go! Feel the wind, the freedom and the excitement of charting your own course with your rec vehicle of choice. Now is the time.

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Rates That Resonate

Rates That Resonate

Rec loans can be tricky–you can get locked into lengthy terms or a rate that doesn't make sense for your budget. Borrowing locally affords you the opportunity to secure a loan that's... affordable.

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Pre-Approved Pronto

Pre-Approved Pronto

It's amazing how awesome it feels to know what you can afford when going into a rec-buying scenario. Grab your pre-approval from Sioux Falls Fed, and you'll have the confidence you need to purchase on your terms.

Get Pre-Approved

Calculate Your Potential

Calculate Your Potential

Our rec lending options come in a variety of shapes and sizes. Choose from one of many calculator options to figure out your best case scenerio.

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Our rec-lending pros know their stuff—give us a ring or fill out the form and we’ll impart some wisdom.


*Annual Percentage Rate. With approved credit. Some restrictions apply.

Ready to get pre-approved?

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Further Insights into Vehicle Ownership

Camper Outdoors

What to look for in an RV purchase

We’ve all got a little adventurous spirit in us. But if you find yourself clamoring for some outdoorsy getaways, you may be in the market for an RV or camper. Buying a second vehicle for recreation comes with many considerations to keep in mind.

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Tips for Budgeting for a Motorcycle Purchase

Are you thinking about purchasing a new motorcycle?  Have you discussed a budget?  Should you buy as much as you can afford, or should you get a used motorcycle to save money?  Read More
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4 Excellent Road Trip Destinations to Visit in Your New Vehicle

A cooler full of snacks. The ultimate playlist cranking through the speakers. A trusty map folded up and in tow. There’s nothing quite like a road trip. To whet your appetite for a new vehicle to take on your next journey across the country, here are four of the most popular road-trip destinations for travelers.  Read More