Personal Loans

Sometimes you need a little extra funding to meet your day-to-day needs or the budget for your next big purchase. Try a Sioux Falls Federal Credit Union (SFFCU) personal loan.

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Flexible Options

If you're in need of a low-cost source of quick cash, a personal loan from Sioux Falls Federal Credit Union is the perfect solution. Why? Because the only cost you'll pay is interest on the amount you owe. We offer:

  • No collateral required. Borrow against your personal line of credit whenever you need it.
  • Lines of credit up to $35,000 available, depending on qualifications.
  • Choose from either a Personal Line of Credit or a traditional Signature Loan.
  • Low Interest Rates.
  • Flexible payment amounts as low as 2% of outstanding balance or repayment terms to 36 months.
  • No setup or annual fees.
  • No advance fees or penalites for early payment.

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Transparent Fees

SFFCU prides itself on offering its valued members manageable personal loans that make sense. That’s why we keep fees minimal and clear.

Requirements Amount
Annual Fee $0
Early Repayment Fee $0
Monthly Minimum Payment As little as 2% of outstanding balance
Repayment Terms As long as 36 months


Online Access

Our online banking platform allows you instant access to your personal loan any time of day.

  • Check balances
  • Make payments
  • View statements

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