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Personal Loans

Sometimes you need a little extra funding to meet your day-to-day needs or the budget for your next big purchase. Try a Sioux Falls Federal Credit Union (SFFCU) personal loan.

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Flexible Options

If you're in need of a low-cost source of quick cash, a personal loan from Sioux Falls Federal Credit Union is the perfect solution. Why? Because the only cost you'll pay is interest on the amount you owe. We offer:

  • No collateral required. Borrow against your personal line of credit whenever you need it.
  • Lines of credit up to $35,000 available, depending on qualifications.
  • Choose from either a Personal Line of Credit or a traditional Signature Loan.
  • Low Interest Rates.
  • Flexible payment amounts as low as 2% of outstanding balance or repayment terms to 36 months.
  • No setup or annual fees.
  • No advance fees or penalites for early payment.

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Transparent Fees

SFFCU prides itself on offering its valued members manageable personal loans that make sense. That’s why we keep fees minimal and clear.

Requirements Amount
Annual Fee $0
Early Repayment Fee $0
Monthly Minimum Payment As little as 2% of outstanding balance
Repayment Terms As long as 36 months


Online Access

Our online banking platform allows you instant access to your personal loan any time of day.

  • Check balances
  • Make payments
  • View statements

Learn More

Want to learn more? Check out these benefits with Sioux Falls Federal Credit Union

Auto Loans Hit The Road

Hit The Road

No matter your auto or toy lending need, SFFCU is the one to call to help make it happen. Let purchasing a vehicle or refinancing an existing auto loan live up to your expectations.

Learn More
Credit Cards Boost Your Spending Power

Boost Your Spending Power

Love the idea of earning rewards just for spending on everyday items? Or making purchases with a budget-friendly, low interest rate?

Learn More
Home Loans Call Someplace Home

Call Someplace Home

Picture your perfect home. Big backyard? Two-car garage? Whatever your ideal home, SFFCU is here.

Learn More

Visa® Credit Cards are issued by Sioux Falls Federal Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.

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