Dave Kowalczyk

Mortgage Loan Originator
Email: davek@siouxfallsfcu.org
NMLS #465946
Phone: 605-977-8324
Cell: 605-254-7976
Fax: 605-334-3981

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Why Dave?

My goal as a Mortgage Loan Officer is to give you the best possible service, educate you about the loan programs available, and to make the loan process as painless as possible. I have been in the financial services industry since 1998 and mortgage lending specifically since 2005. The reason I am proud to work for and be a member of Sioux Falls Federal Credit Union is the great value we offer our members. I know there are many choices available to you and I appreciate the opportunity to serve you.

Why Sioux Falls Federal Credit Union?

  • We offer a full range of products such as: Lot Loans, Construction Loans, FHA, Rural Development, VA, South Dakota Housing, and Conventional loan programs.
  • Low Closing Costs!!! Our standard origination is .75%, saving you money right out of the gate. I recently did a comparison for a member that received a quote from a local community bank on a $200,000 loan. Our fees were over $700 less!
  • Reduced Private Mortgage Insurance rates. On that same comparison I was able to save our member over $40 per MONTH on mortgage insurance. That’s nearly $500 of savings per year!
  • Service second to none! Fast prequalification, Quick answers to questions, and Local Underwriting.

Not Currently a Member?

No Problem. Anyone who lives, works, worships, or attends school in Minnehaha, Lincoln, McCook or Turner counties can join. If you are already a member, tell your friends and neighbors they can save as well!

Don’t forget to ask me about our great home equity and auto loan rates.

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