Mediocre mortgages are a dime a dozen. That’s why Sioux Falls Fed flips the script—we have local underwriting, speedy qualification decisions and minimal fees and interest rates. Let’s talk about what the Sioux Falls Fed mortgage team can do for your home purchasing goals.Get Started
Payments you can count on—our fixed-rate loans are offered in a variety of terms with a monthly payment that stays put for the life of the loan.
Planning a short stay? Take advantage of low early rates if you have the wherewithal to pay off your loan early and often. It’s a decent option for a short-term residency.
Break ground on your ideal home—let us help you with your building project, start to finish.
You've put time and money into making your house a home, and those payments you've made have increased the equity. Now it's time to let your home give something back.
Lack of down-payment funds or an imperfect credit score don’t need to keep you from buying a home. Get mortgage funding for low to moderate earners.
You served—let us serve you. Veterans and military families can take advantage of mortgages with low monthly payments and no down payment required.
Get your foot in the door—this assistance program offers manageable interest and down-payment help for low- to middle-income households, with the option to earn a Mortgage Credit Certificate (MCC).
Help isn’t just for the first-timers—this down-payment and mortgage assistance program provides reasonable financial options for those buying again who meet certain income standards.
If country living is more your speed, we can help fund your home purchase in rural South Dakota. Bonus? Affordable rates for low to moderate earners.
SFFCU is an organization focused on giving back to the community it serves. And we like to share that spirit with our members.
Does your piggy bank pay dividends? (Didn’t think so.) Open a savings account, and choose from several interest-earning options.
Visa® Credit Cards are issued by Sioux Falls Federal Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.