Build Smart
$0 Down & $0 Payments During Construction
Building your dream home can be easy and affordable when you choose Sioux Falls Fed for your construction loan.
- No Down Payment**
- No Payments During Construction
- Rates as low as 2.99% APR*
- Terms up to 9 Months
- Flexible Origination Fee Options
- Quick and Simple Approvals
Work with your same Mortgage Loan Originator from start of construction through the end of financing.
We're ready when you are!
*Current Annual Percentage Rate. Rates are subject to change without notice.
**Mortgage loans are subject to credit approval, down payments and membership eligibility is required. A variety of rates and terms are available. Contact us for current rates. Sioux Falls Federal Credit Union is federally insured by NCUA. Equal Housing Opportunity lender. NMLS #441310