Build Smart

$0 Down & $0 Payments During Construction

Building your dream home can be easy and affordable when you choose Sioux Falls Fed for your construction loan.

No Down Payment**
No Payments During Construction
Rates as low as 2.99% APR*
Terms up to 9 Months
Flexible Origination Fee Options
Quick and Simple Approvals

Work with your same Mortgage Loan Originator from start of construction through the end of financing.

We're ready when you are!

*Current Annual Percentage Rate. Rates are subject to change without notice.
**Mortgage loans are subject to credit approval, down payments and membership eligibility is required. A variety of rates and terms are available. Contact us for current rates. Sioux Falls Federal Credit Union is federally insured by NCUA. Equal Housing Opportunity lender. NMLS #441310

Construction Loans

Build With 0 Down

You want the perfect home but the available ones on the market aren’t quite cutting it? Sounds like there’s a construction project in your future—we’ll help with the financing.

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Home Equity

The Possibilities Are Endless

You have plans. You have goals. Let your home's equity work for you to remodel, take your next vacation or consolidate debt.

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Credit Cards

Boost Your Spending Power

Love the idea of earning rewards just for spending on everyday items? Or making purchases with a budget-friendly, low interest rate?

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Visa® Credit Cards are issued by Sioux Falls Federal Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.

Construction Loans

Build Smart

$0 Down & $0 Payments During Construction

We're ready when you are!

Want to learn more? Check out these benefits with Sioux Falls Federal Credit Union

Build With 0 Down

The Possibilities Are Endless

Boost Your Spending Power