Construction Loans

Need advice, ready to build your dream home? Our lenders are here for you and ready to assist.

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Build Smart

$0 Down & $0 Payments During Construction

Building your dream home can be easy and affordable when you choose Sioux Falls Fed for your construction loan.

  • No Down Payment**
  • No Payments During Construction
  • Rates as low as 2.99% APR*
  • Terms up to 9 Months
  • Flexible Origination Fee Options
  • Quick and Simple Approvals

Work with your same Mortgage Loan Originator from start of construction through the end of financing.

We're ready when you are!

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*Current Annual Percentage Rate. Rates are subject to change without notice.
**Mortgage loans are subject to credit approval, down payments and membership eligibility is required. A variety of rates and terms are available. Contact us for current rates. Sioux Falls Federal Credit Union is federally insured by NCUA. Equal Housing Opportunity lender. NMLS #441310