Account Options

Your spending power needs a boost. Love the idea of earning rewards just for spending on everyday items? Or do you live for a budget-friendly, low interest rate? Better Rewards and Better Rate are waiting. Check out our Visa card disclosure.

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Better Rewards Visa® Credit Card

If rewards are what you’re after, maximize your opportunities to earn with the Better Rewards Card. Rewards such as gift cards can be earned from as little as 2,500 points—just for spending as you normally would on everyday purchases.

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  Available Rewards How to Redeem Who to Call
Travel Airline tickets In the SFFCU Online Banking platform, 24/7 877-909-1450, 8 a.m. - 8 p.m., CST
Gift Cards Restaurant, gas, major retailers
Cash Back Escalating tiers based on points accumulated

Better Rate Visa® Credit Card

If minimal interest is your speed, cut away the extras with the Better Rate Card. Enjoy the benefit of an interest-free grace period on all purchase if the pay-in-full amount is paid by the due date.

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Secured Visa® Credit Card

If you’re just getting started on building (or rebuilding) your credit, a secured card could be the answer. Enjoy a credit line of as little as $300 or as much as $5,000 that will help build your credit history for a minimal upfront security deposit. 

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