Credit Card

Better Visa® cards for a better life. Little to no fees and lower interest. find the right card for you.

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Earn money just for using your Better Rewards Visa® card. Get up to 3% back that can be redeemed for cash, travel or gift cards whenever you need it. Want a break on interest? Reach for our Better Rate Visa® card instead.

BETTER REWARDS - ALL YEAR LONG.

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No Fees

No Fees

Sometimes those balance-transfer offers seem too good to be true (and more often than not, they are). The big fee for transferring is where they get you. But as always, will be completely upfront with you—there are no annual fees, no balance-transfer fees, and no cash advance fees at Sioux FallsFed, EVER. A neat and clean switch from interest-bearing debt to interest-free debt without any surprise expenses is just the ticket with your credit union!

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Low Interest

Low Interest

So how about that low interest rate—what exactly does that mean? Save on interest. It's that simple. Imagine rates as low as 10.49% APR, a lower than average percentage rate, which allows for more freedom and flexibility in your spending.

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Get Rewards

Get Rewards

Wondering how to maximize your cash-back earning potential? Between now and the end of the year, your purchases with our Better Rewards Visa Card can double or even triple in points for up to 2% or 3% cash back! Spends on food, gas and wholesale clubs, will earn you 2% cash back—earn 3% on ALL PURCHASES when used on Black Friday Week. 1% cash back on all other purchases all year.

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Two Top-Notch Credit Cards

What matters most to you?

Reading Material

Credit Card Tips

Card Reader Being Used at Table

5 COMMON CREDIT CARD FEES TO KEEP AN EYE ON

Credit cards are great sources for earning rewards, paying for unanticipated expenses and building credit. But sometimes hidden fees and penalties that aren’t transparent. Learn More
Christmas Cookies

5 SMART CREDIT CARD TIPS FOR THE HOLIDAYS

Sioux Falls Federal Credit Union (SFFCU) is here to give you a gift of our own, so we’ve put together a few tips to help you handle your holiday spending. Learn More
Woman Using Credit Card in a Store

HOW TO NAVIGATE CREDIT CARD DEBT DURING THE HOLIDAYS

The winter holidays are a fairly common time of year for consumers to tack on extra credit card debt—holiday shopping has added an average $1,000 to Americans’ debts annually over the past few years. Learn More

Ready for a better credit card?

**Balance transfer must occur between Nov. 1, 2020 and Jan. 31, 2021, to incur the 0% APR* Promotional/Introductory Rate. Promotional/introductory rate ends Oct. 31, 2021.

*Annual Percentage Rate.  Some restrictions apply. For full Terms and Conditions, go to mymoneymyway.org. Visa® credit cards are issued by Sioux Falls Federal Credit Union, Member NCUA, pursuant to a license from Visa U.S.A. Inc.