Auto Special Offer

Ready for an adventure? You’ll need a reliable mode of transportation for that. There’s no better way to give your garage a new occupant than vehicle financing with gasp-worthy interest. (In a good way, of course.) Try on rates as low as 2.49% APR* for size. It’s all possible at your friendly, neighborhood credit union—Sioux Falls Fed.

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No Payment?
No Problem!

Auto and Toy loans are well and good—but the repayment is no fun. Well, for a limited time*, we’re throwing you a 90-day reprieve on our auto, toy and refi loans—yep, three months with no payments due. (Yes please.)

Get 2.49% APR* & No Payments for 90 Days!

when you close your car, toy or refi loan with us. Don’t miss this opportunity to save! Now through October 31!

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Calculate Your Payment


Rates Worth A Rave

The local lender is the best lender—the proof is in our enviable rates as low as 2.49% APR* on auto and toy financing.

Pre-Approved Pronto

Rev up your car or toy buying. We don’t like our approval speed to come with a limit, so we’ll get you approved in a timely manner.

Outstanding Options

Whether you’re purchasing a used RV or a brand-new SUV, there’s a loan for that, and it’s at Sioux Falls Fed. We’ve got your options right here.

What Do Your Needs Look Like?

Select Your Speed

Auto Loan


Outfit yourself with a car, truck or SUV—whatever your model, we’ve got you covered.

Plus, enjoy 90 days with no payments!*

Toy Loan


Off roading or hitting the water? Toy loans are the ticket for RV's, boats and motorcycles.

Plus, enjoy 90 days with no payments!*

Refi Loan


Why stick with an interest rate that’s not remotely interesting? Refinance today!

Plus, enjoy 90 days with no payments!*

Alternative Lease Loan

A low-payment alternative to leases, called DrivingSense®, with no money down, no deposit and ownership retained

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Talk To The Team

Our auto-lending pros know their stuff—give us a ring or fill out the form and we’ll impart some wisdom.


*Annual Percentage Rate. Offer valid May 22, 2020 through October 31, 2020 on all auto, RV or refinance loans up to 36 months. Borrower must fall within tier 1 or 2 of credit rating.  DrivingSense & other toys excluded from offer. Refinance fees apply. Actual term of the loan begins no sooner than 90 days after the loan origination and payment is based on actual term.  Interest begins to accrue on the date the loan originates.  All loans subject to credit approval.  Programs, rates, terms and conditions are subject to change without notice. With approved credit. Some restrictions apply.