Auto Loans

Hit the road on your own terms. Already eyeing a beauty on four wheels? Prone to spontaneous fits of joyriding? Your first step is here.

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The sioux Falls Fed Difference

When the rubber meets the road, you need an auto loan with a plenty low interest rate. Do rates as low as 2.75% rev your engine? (We thought so.) Take advantage of the Sioux Falls Fed Difference—it does the (auto)body good.

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Rates That Resonate

Rates That Resonate

Auto loans can be tricky–you can get locked into lengthy terms or a rate that doesn't make sense for your budget. Borrowing locally affords you the opportunity to secure a loan that's... affordable.

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Pre-Approved Pronto

Pre-Approved Pronto

It's amazing how awesome it feels to know what you can afford when going into a vehicle-buying scenario. Grab your pre-approval from Sioux Falls Fed, and you'll have the confidence you need to purchase on your terms.

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Calculate Your Potential

Calculate Your Potential

Our auto lending options come in a variety of shapes and sizes. Choose from one of many calculator options to figure out your best case scenerio.

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What Do Your Needs Look Like?

Select Your Speed.



Our auto-lending pros know their stuff—give us a ring or fill out the form and we’ll impart some wisdom.


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*Annual Percentage Rate. Wtih approved credit. Some restrictions apply.

Reading Material

Further Insights into Vehicle Ownership

New Car Line Up

New or Used—Tips for Selecting the Perfect Car

It’s the eternal question of any wishful motorist ready to purchase a new set of wheels—do I go with a used vehicle or do I spring for the brand-new model? While both options come with their downfalls, we’ve outlined some of the aspects in each choice’s “pro” column below. Read More
Couple in Car

4 Criteria to Consider Negotiating When Car-Buying

When it’s time to buy a new vehicle, you may have a little bit of stage fright when it comes to negotiating a price. And while sometimes the best offer is the one presented on the price tag, there may be some wiggle room if you know what criteria to consider. Read More
Driving Car

GAP Insurance for Your Car: What You Need to Know

GAP insurance goes above and beyond when it comes to protecting your car in the case of a theft or accident. But how do you know if you need to get it? Read More