Auto Loans - Sioux Falls Federal Credit Union

The sioux Falls Fed Difference

From hauling the soccer team to practice to heading cross-country with your favorite road trip companion, your vehicle keeps you moving. Get pre-approved for an auto loan to know how much vehicle you can afford.

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Rates That Resonate

Auto loans can be tricky–you can get locked into lengthy terms or a rate that doesn't make sense for your budget. Borrowing locally affords you the opportunity to secure a loan that's... affordable.

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Pre-Approved Pronto

It's amazing how awesome it feels to know what you can afford when going into a vehicle-buying scenario. Grab your pre-approval from Sioux Falls Fed, and you'll have the confidence you need to purchase on your terms.

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Calculate Your Potential

Our auto lending options come in a variety of shapes and sizes. Choose from one of many calculator options to figure out your best case scenerio.

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What Do Your Needs Look Like?

Select Your Speed.

Auto Loan

Fixed-rate loans with a wide range of terms based on newness of vehicle—get preapproved and know your budget before you buy.

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Toy Loan

Pick up your second ride, whether it’s a motorcycle, an RV or a boat—finance your purchase with a wide range of term options to fit your needs and your budget.

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Refi Loan

Want to reorganize your monthly expenses? Start with your car loan—refinancing could make your payments more affordable with more budget-friendly terms.

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Alternative Lease Loan

Need a low-payment alternative without the hassle of a traditional auto lease agreement? Get some DrivingSense. Our leasing loan program allows you to title the vehicle in your name and enjoy lower monthly payments than a traditional vehicle loan.

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TALK TO THE TEAM

LET US WALK YOU THROUGH IT.

Our auto-lending pros know their stuff—give us a ring or fill out the form and we’ll impart some wisdom.

Ready to get pre-approved?

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*Annual Percentage Rate. With approved credit. Some restrictions apply.

Reading Material

Further Insights into Vehicle Ownership

New or Used—Tips for Selecting the Perfect Car

It’s the eternal question of any wishful motorist ready to purchase a new set of wheels—do I go with a used vehicle or do I spring for the brand-new model? While both options come with their downfalls, we’ve outlined some of the aspects in each choice’s “pro” column below. Read More

4 Criteria to Consider Negotiating When Car-Buying

When it’s time to buy a new vehicle, you may have a little bit of stage fright when it comes to negotiating a price. And while sometimes the best offer is the one presented on the price tag, there may be some wiggle room if you know what criteria to consider. Read More

GAP Insurance for Your Car: What You Need to Know

GAP insurance goes above and beyond when it comes to protecting your car in the case of a theft or accident. But how do you know if you need to get it? Read More