Lending

Business Loans & Credit

Businesses change. When they do, we’re here to help with a variety of financing options. The best part? When you meet with us about your loan, you’ll be meeting with the person who makes the decision based on knowing you and your business. Why would you want it any other way? Plus, there are no pre-payment penalties on our commercial loans, which could save you thousands of dollars.

Term Loans

Get a specific amount of credit to purchase assets, acquire a business, or refinance a current debt. Flexible and variable rate options are available with terms from 12 months to 7+ years. Let us know what you need and we’ll tailor a package just for you.

Commercial Real Estate

Moving or expanding a business can be a chore. At least the financing will be easy. Get up to 75% Loan to Value (LTV) for commercial investments and up to 80% LTV for owner-occupied commercial property with terms up to 20 years.

Lines of Credit

Need convenient access to a revolving line of credit to take advantage of discounts, buy inventory, improve liquidity or meet short-term cash requirements? Ask about our lines of credit.

SBA Programs

We have SBA lending options on all our loan types for start-ups, expansions, acquisitions, machinery and equipment purchase, and debt refinance. Required equity injections for borrowers can be as low as 10%.

Interested in learning more about business lending with Sioux Falls Federal Credit Union? Fill out the form below and a representative will contact you to discuss your financial needs.

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