Buying a home in Sioux Falls, South Dakota? Smart choice! Sioux Falls was rated as one of the 2019 Top 100 Best Places to Live by Livability.com – and once you live here, it’s easy to see why. From bike paths and parks to short commute times and a booming arts and culture scene, it’s an amazing place to live, work and raise a family. After you’ve made your list of must-haves and set a budget, it’s time to narrow down your choices.
Considering buying a new home? There’re a lot of factors to reflect upon before unlocking the doors to your new home, but buying a house is often a smart investment. Properties and houses appreciate over time and that is expected to continue as Sioux Falls becomes more metropolitan. In fact, Sioux Falls has one of the best appreciation rates in the country. Before making a checklist for buying a new home, bear in mind the trends and direction of the local housing market.
Traveling is exciting and should be a carefree experience. The last thing you want to worry about is money. There’re many pros when traveling with a card instead of cash, including convenience, security and potential perks. If you lose cash, it’s gone forever. If you lose a card, you can easily protect your money. Though research shows that you may end up spending more money with plastic, keeping an eye on your account may be advantageous.
Credit cards are great sources for earning rewards, paying for unanticipated expenses and building credit. But though there are many benefits of owning a credit card, there are sometimes hidden fees and penalties that aren’t transparent.
Becoming a new parent will introduce a lot of firsts in your life. First laughs, steps, words—the lists goes on and on. There are also a lot of firsts when it comes to your finances. It’s no surprise that having a child is expensive.
The importance of budgeting should be even more emphasized for recent graduates. After finishing school, moving to a new place or starting a new job, it’s hard to budget your finances while going through massive changes—especially when you start student loan payments. South Dakota college students rank among the most indebted in the country. Around 74 percent of South Dakota graduates have college debt, with an average of more than $30,000.
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