These days, it seems like the only mail you get comes from big banks hounding you with their latest credit card promotions. It’s true that your credit card can be one of the most powerful reward-earning tools in your arsenal, but that’s only if you choose one that maximizes your rewards and makes it easy for you to spend them.
There’s nothing quite like that new car smell. Buying a new (or new to you) vehicle can be a fun and exciting time, but it is also an important financial decision. Knowing this, auto shoppers can be left wondering how they should prepare for their vehicle purchases before they hit the lot.
Is 2019 the year you’ll finally take the plunge and buy that first home, build your ideal space or trade up for something a little bigger? Keep an eye on housing trends in the region and nationally to know the perfect time to buy.
For homeowners all across the country, one of the most confounding mortgage decisions is when refinancing is the best financial move. While your mortgage lender can offer valuable insight into current conditions, knowing the most common reasons for a refi can prepare you to take action when the time is right.
Starting down the path of saving for retirement can be daunting. Many people don’t understand the intricacies of retirement accounts, and that lack of knowledge can be enough to cause them to put off saving for a later date. You don’t need to wait to start putting money away for your future.
As a financial institution, the single best way to determine if people are going to make their loan payments regularly and on time is to take a look at their credit scores. Because of this, when someone has a particularly poor credit history, it can be more difficult for him or her to secure a loan.
Read on as we take a deep dive into how your credit score affects your borrowing power.
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