While the word “equity” probably elicits some positive vibes, how much do you know about it when it comes to your home? The truth is, it’s a status that can give you some buying power when it comes to home improvements and a lot of other financially demanding endeavors.
So what is “home equity,” anyway? And how do you get it?
Your money is hard-earned and deserves protection—but unfortunately there are people out there can be desperate to get their hands on it. Financial scams can take many forms these days—from phone calls to phishing emails—but there are plenty of common calling cards to be on the lookout for to keep you and your funds safe from fraud. Here are just a handful of ways to spot a financial scam.
It’s the eternal question of any wishful motorist ready to purchase a new set of wheels—do I go with a used vehicle or do I spring for the brand-new model? While both options come with their downfalls, we’ve outlined some of the aspects in each choice’s “pro” column below.
So what’ll it be—used or new? Read on for some tips and insights.
Considering upping your “home, sweet home” game in the near future? Sioux Falls homebuying might look a bit different in 2020 than you’d expect, whether you’re a first-timer or an old pro. We talked to one of our home loan officers, Tim Wermers, to get the scoop on financing a home purchase—from the effects of COVID-19 on the market to how things have changed over the past few years.
If you’ve headed down 14th Street lately, you may have noticed more than a fresh coat of paint on our trusty downtown branch. In fact, the changes we’ve made are meant to not only update the space to give it solidly 2020 vibes, but they’re also part of an effort to serve you, our members, even better.
Here are a few highlights of what to expect at the downtown Sioux Falls Fed branch.
Dreaming of a tropical getaway, a mountainous RV trip or limitless time with friends and family? The idea of retiring early probably sounds like a pretty sweet proposition. But how can you tell when you’re financially prepared to take the plunge? And what are some economic signs to be aware of before making a big decision such as this one?
We’ve assembled some key factors to keep in mind before retiring “early.”
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