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Free Infographic | A Car-Buyer’s How-To: A Step-by-Step for Purchasing a Vehicle

Know how much vehicle you can afford? How about how much your current vehicle might have in resell value? What about the best ways to track down your ideal-fit automobile?

You’ve got a one-stop shop at your fingertips.

Categories: Community, Credit Union Info, Personal

4 Things to Look for When Shopping for a Car Loan

Car-buying isn’t an exact science. But, like most purchases, it pays to shop around. The same goes for your auto loan. It’s important to do your research to ensure you’re getting the best deal for the long-term.

Here are four things to keep in mind when you’re weighing your auto loan options.


Why Getting Preapproved for an Auto Loan is Best

Buying a vehicle can be an exciting time. You might even be so excited, in fact, that you’ll jump right into shopping around for your ideal car online. But there’s one step that can give you a lot of insight into where you’re at financially before you take the plunge.

Here are four reasons to consider getting preapproved for your auto loan.


6 Reasons Owning a Home Beats Renting

Renting has its perks. But there’s something about owning a home that gives you a feeling that you’re in control of your surroundings and you’re making an investment in something tangible. (Must be the “ownership” part.)

Here are six reasons that owning a home beats renting.


Insider Tips on Homebuying from Actual Lenders

Homebuying can vary from person to person. Whether you’re a first-timer or an old pro, the market can change, your financing options can change and your budget can shift from home-buy to home-buy.

Best to leave it to the pros—here are five homebuying tips from Sioux Falls Federal Credit Union’s (SFFCU) own lenders.

Categories: Personal

Buying Again? Tips for Homebuying a Second Time

There are many factors to consider when you decide to purchase a new home—even the second time around. Whether you want to move to a neighborhood you’ve had your eye on or you’re looking to stay within a certain school district, finding the perfect home in today’s market can be a challenge.

Here are a few items to consider before you decide to make the move.

Categories: Personal

The Pros and Cons of Buying a New vs. Pre-Owned Home

Buying a home is a decision that can be exhilarating and scary at the same time. When researching the advantages or disadvantages of buying a new, versus a pre-owned, home, make sure you weigh your personal needs first. 

Some buyers have had several homes before settling on the one home that makes them happy for years to come.  For those buying their first home, what factors into their decisions will vary—and rightly so, as everyone’s situation is a little different. 

Here are a few of the pros and cons of buying new versus pre-owned homes.

Categories: Personal

4 Questions You Should Ask Your Mortgage Lender

Obtaining a mortgage can often mean keeping track of a lot of moving parts. Whether you have experience in home purchasing or not, you may already know to ask your lender about interest rates, closing costs and how much you are eligible to borrow through a pre-approval. 

But even seasoned buyers may not remember some key parts of digging a little deeper. Here are four key questions homebuyers often forget to ask their mortgage lenders: 

Categories: Personal

Night of Hope and Caring

Night of Hope and Caring

On Saturday, March 25th home game, the Sioux Falls Storm will be hosting a special NIGHT OF HOPE & CARING.  Sioux Falls Federal Credit Union is proudly teaming up with the Sioux Falls School District, Sioux Falls Storm and KSFY-TV, for an event that is going to "Level the Playing Field" for every Sioux Falls Elementary Public School with fundraising needs!

There are several ways businesses and individuals can help support this unique fundraiser:

  • Purchase Game Tickets for your workplace, family or have the Storm donate them to school children
  • Pledging a monetary donation for every Storm Touchdown scored
  • Help sponsor a game-night activity
  • Help sponsor a special sports memorabilia item
  • Consider donating a Silent Auction Gift.

To help support or contribute to this fundraiser, please contact Jim Loria from the Sioux Falls Storm.
Phone: 605.610.5902
e-mail: jim@siouxfallsstorm.com

Categories: Business, Community, Credit Union Info, Personal

How to Pick a Mortgage Lender: Avoiding the Gimmick

How to Pick a Mortgage Lender: Avoiding the Gimmick

As the housing competition heats up, mortgage lenders will likely ramp up efforts to get their hands on your mortgage, using all types of pitches and gimmicks to separate themselves from the crowd.

But keep an eye out – a gimmick can often mask the true facts of the matter. A mediocre mortgage is still mediocre even with some window dressing.

Categories: Community, Personal, Sioux Falls Fed Culture

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