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This page contains the various disclosures that we need to provide to you when you join the credit union or when you open certain types of accounts. We have grouped them into categories based on the accounts you open.

New Member Disclosures

The following documents are for all new members of Sioux Falls Federal Credit Union:

Checking Account Disclosures

When you open a checking account here is what you should review:

When you open a business checking account this document explains our account choices Business Checking Disclosure.

Prepaid Card Disclosures

Here are the Terms and Conditions for our Gift Cards and Reloadable Cards:

Visa Credit Card Disclosures

If you have a credit union-issued Visa credit card, this document represents the agreement between us and you and tells you how the program operates. For current rates and how we calculate interest charges, please see our Visa card disclosure on the Credit Cards page.